Credit & Debit Card Fraud vs. Disputes, What’s the Difference & What to Do | Tech Tip Tuesday

Published on December 21, 2020

Popular complete video about Business Loans, Metric Retail Banking, and Using Which Bank’s Credit/Debit Card Amazon Quiz, Credit & Debit Card Fraud vs. Disputes, What’s the Difference & What to Do | Tech Tip Tuesday.

What do you do if you see a transaction on your credit or debit card statement that you don’t recognize? First, you need to determine whether you should dispute the transaction or file a fraud claim.

In this video, Dani goes over the difference between a card dispute and fraud and what to do in each situation.

EXAMPLES OF DISPUTES
➡️ You cancelled a card transaction with a merchant, but the merchant charged you anyways.
➡️ You purchased an item with your card and later returned the item to the merchant. However, your card was never credited back.
➡️ You were charged twice for the same card purchase.
➡️ You attempted to withdraw funds from an ATM, but for some reason the cash was not disbursed from the machine (most likely due to a malfunction), but your account was charged anyways.
➡️ You used your card to “hold” a purchase, then paid for the goods or services by other means, but you were charged on your card anyways.
➡️ What was supposed to be a credit (+) transaction to your account was inadvertently posted as a debit (-) transaction.
➡️ You were charged an incorrect transaction amount. For example, $100 instead of $10.
➡️ You have an issue with the quality of goods or services provided.
➡️ You never received the goods or services for which you paid.

ARTICLES
📰 Members Choice Credit Union, “Card Disputes & Fraud” – https://www.mccu.com/card-disputes-and-fraud
📰 Members Choice Credit Union, “What is the Difference between Debit Card Fraud and a Debit Card Merchant Dispute?” – https://www.mccu.com/files/Cardholder_Dispute.pdf
📰 LOC Federal Credit Union, “Fraud vs. Dispute” – https://www.locfederal.com/fraud-vs-dispute

CONTACT US
📞 Phone— (920) 563-7305
📧 Email— marketing@fortcommunity.com
💻 Website— https://www.fortcommunity.com/

FOLLOW US
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📸 Instagram— https://link.fortcommunity.com/Instagram
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Member NCUA. Membership Eligibility Required. Equal Housing Opportunity.

📽️ Editing— Dani
✍🏻 Script— Dani
💬 Translation— A wonderful FCCU Team Member

Using Which Bank's Credit/Debit Card Amazon Quiz

Using Which Bank’s Credit/Debit Card Amazon Quiz, Credit & Debit Card Fraud vs. Disputes, What’s the Difference & What to Do | Tech Tip Tuesday.

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Being a little service owner would suggest discovering the best bank for your needs.
The other type of service loans offered to companies is a loan in which a discount rate is used.

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Osusu is a type of grassroots banking in Africa. People conserve cash jointly; each member gets the overall amount in the Osusu one time per cycle. For instance: 10 participants concur to conserve 50 dollars each month. Each month, one individual gets 500 dollars and pays back by paying 50 dollars each month. After 10 payments a cycle has ended up and the Osusu stops or starts a new cycle.

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Category: Credit Debit Cards Submitted by: Robert Henry

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