Bond Fund Vs GICs
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One of the oldest questions in investing is whether you should own individual bonds, GICs, or bond funds to get your fixed income exposure. Many people believe that bond funds are risky, especially in a rising rate environment, due to the potential for price fluctuations.
On the other hand, the story goes, individual bonds and GICs guarantee your principal. This is true, but it is also misleading.
Vanguard paper: https://personal.vanguard.com/pdf/ISGGLBD.pdf
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Bond Fund Vs GICs
Bank Certificate of Deposit for the Paid-in Capital, Bond Fund Vs GICs.
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